Independent Broker Dealer Consortium

2021 Risk Management Conference

IBDC partners with best in class, law firms, consulting firms, insurance specialists and technology companies to provide IBDs and RIAs the resources that are essential to build their businesses and to avoid the pitfalls that these communities face.

Date: September 12-15, 2021
Where: The Montage Palmetto Bluffs, Bluffton, SC
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Recreational Activities
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The Independent Broker Dealer Consortium invites you to attend the Annual Conference at The Montage Palmetto Bluffs, Bluffton, SC, September 12-15, 2021.

Attendance at the IBDC conference is by invitation only and is selectively offered to Chief Executive Officers, Chief Compliance Officers, Risk Management Officers, and Due Diligence Officers of major national IBDs and RIAs, and IBDC members. With the heightened compliance and regulatory oversight of State and Federal agencies, IBDs and RIAs must not only be aware of rules governing their professional activities, they must be prepared to defend their actions.

IBDC conferences are located in prestigious resorts around the country where conference attendees are offered luxurious accommodations, a range of sports-inspired, culturally interesting and relaxing activities, as well as the valuable opportunity to network with professionals who thoroughly understand the Independent Broker-Dealer and Registered Investment Advisory industries.

You will hear from Subject Matter Experts from around the country who will provide you with the tools you need to avoid arbitration and litigation, and offer the necessary support in the event an IBD or RIA is faced with a claim.

If you should have any questions, please contact the Conference Registrar.


Lilian A. Morvay, JD
Principal and Founder,
Independent Broker Dealer Consortium, IBDC
Welcome to The Montage, located in Bluffton, SC.

Nestled along the scenic May River in South Carolina’s Lowcountry, Montage Palmetto Bluff is set within a vibrant 20,000-acre community between Hilton Head Island and Savannah. Providing guests access to all that Palmetto Bluff has to offer, the resort encompasses an extensive nature preserve, two picturesque villages featuring eight Southern-inspired dining options, a riverfront marina and a Jack Nicklaus Signature Golf Course.

The Montage Palmetto Bluff
477 Mount Pelia Road
Bluffton, SC 29910

Please click here to make your reservation directly with the Montage.

Please make your hotel reservation as soon as possible as there is limited availability.

Any changes to your reservation or cancellation will be subject to the Montage's cancellation policy. You must make all changes or cancellation of your reservation directly with the Montage.

Pre and Post Conference

We have also negotiated an amazing rate of $289/night plus the daily resort fee of $30 plus incidentals, and taxes for our guests at the Montage for the period September 12-15.


The Resort Fee Includes:

• Concierge and Housekeeping Gratuities
• Coffee and bottled water replenished daily in all accommodations
• Daily newspaper
• In room and property wide Wi-Fi
• Access to three pools and private cabanas
• Access to spa facilities, fitness facilities and daily fitness classes
• Use of bicycles, fishing equipment, tennis, Croquet and bocce
• Morning coffee in the lobby of the Main Inn
• Afternoon Porchin’ (3:30 - 4:30pm)
• Nightly S’mores (7:00 – 10:00pm)
• Cadillac Ride and Drive Program

Please refer to the travel page for airport or driving directions, ground transportation, and suggested arrival & departure times.

A Little Palmetto Bluff History

The oldest artifacts found at Palmetto Bluff, stone tools made by Paleoindians, date to 10,000 B.C. Following these early visitors, generations of Native Americans came to Palmetto Bluff to harvest oysters and fish in the rivers, and to hunt and gather in the forests. Today, archaeologists find oyster shells, bones, and fragments of clay pots and stone tools as evidence of the prehistoric people. However, by 1562, when Jean Ribaut arrived at Parris Island, the land of Palmetto Bluff appeared to have been uninhabited.

In 1730, British naval officer Admiral George Lord Anson purchased the property. However, Anson never lived here. Instead, after sailing around the globe and capturing Spanish galleons, he returned to England to enjoy his fame and fortune. In 1757, Anson divided his May River estate into parcels that were sold as individual plantations.

In the antebellum era, Palmetto Bluff was comprised of 21 plantations. One of the plantation owners was Thomas Fenwick Drayton, commander of the Confederate soldiers at Fort Walker on Hilton Head Island during the Battle of Port Royal. In this battle, General Drayton faced his own brother, Captain Percival Drayton, commander of a Federal gunboat. The Union navy easily defeated the Confederate forces and General Drayton was forced to order a retreat.
The Montage Palmetto Bluff is located between Hilton Head and Savannah. It is approximately 15 miles from the Hilton Head airport and 30 miles from the Savannah airport

Airport Transfers: Shuttles will be available for our conference guests from the Savannah Airport on Sunday, September 12 from 4:00 pm - 8:00 pm.

Shuttles from the Montage Resort will be available on Wednesday, September 15 from 6:00 am to 10:00 am.

Ground Transportation:

• If you are traveling on other days or times you are responsible for your own transportation. If you are flying into the Hilton Head airport, you will receive an Uber or Lyft credit for your travel to the resort.
• Please send your travel itinerary to the Conference Registrar no later than Friday, August 20, 2021, if you would like to be scheduled for ground transportation to/from the hotel.

Planning your travel itinerary: There are two group airline discount codes for the IBDC Conference. When making your reservation, enter the Delta meeting event code NMQ99 when booking your ticket with the advanced search feature. For United, enter meeting code ZWRY479286 in the promotions and certificates field.

• Suggested arrival time is no later than 8:00 pm on Sunday, September 12.
• The conference begins at 9:00 AM on Monday, September 13 and concludes on Tuesday, September 14 with an outdoor dinner and Entertainment!
• Book departing flights at your leisure on Wednesday, September 15. Please be aware that airport shuttles will only be available from the hotel from 6:00 am -10:00 am on September 15.
Tuesday Afternoon, September 14

On Tuesday afternoon you will have the opportunity to spend time with your fellow participants whether on the back nine or relaxing in the elegant spa.


The smooth and scenic waterways provide plenty of entertainment for those who enjoy exploring new environs by kayak.  With the trusted guides to lead the way, you may encounter a pod of dolphins, beautiful indigenous birds or a baby alligator. You’ve never truly experienced Lowcountry waterways until you have kayaked the miles of water trails which make for a paddler’s paradise.  A truly amazing way to experience the Carolina waters.


A Golfer's Paradise

Designed to challenge golfers of all skill levels, the 18-hole Jack Nicklaus Signature Course meanders through the May River Forest and features wide, inviting fairways with strategic bunkers and natural waste areas. Champions Bermuda greens, well guarded by white-sand bunkers, test your nerves, while gently undulating slopes challenge your putting skills. All tee boxes and fairways feature Paspalum, the newest eco-friendly turf. Caddie service is required with each round, and we encourage you to walk the course so you can best appreciate the beautiful native landscape.

Montage Palmetto Bluff Spa

Set beside serene waterways and moss laden oak trees, Spa Montage will lull you into a peaceful state of mind, body and heart.

Inspiration for the spa is drawn from nature to create an indigenous spa experience. Incorporating elements of the Palmetto Bluff environment into our treatments provides a greater sense of place. The spa is a place to reconnect, become more grounded and enliven the spirit.

You will have your choice of a 60 minute facial or a 60 minute massage, the value of which is not to exceed $225.00. Any additional spa services will be billed to you. If you fail to appear for your spa service, you will be billed the full value of the treatment.

Please note: Recreation activities listed above are included in the conference package. There will be a $100 surcharge for the golf outing.
8:00 am – 9:15 am Breakfast
9:30 am – 9:45 am Welcome and Opening Remarks

Lilian Morvay, CEO IBDC-RIAC

9:45 am – 10:15 am Litigation Team Collaboration for Maximum Impact

Andrew Daniel, Director – Bates Group

Ellen Slipp, ES Mediation Services

Atea Martin, VP Underwriting Berkshire Hathaway Specialty Insurance

Derek Anderson, Partner -Winget Spadafora & Schwartzberg

10:15 am - 10:45 am Claims Involving Life Insurance Impacting Life Agents and Broker Dealers

Sam Cohen and Gerry Kowalski, Marshall Dennehey Warner Coleman & Goggin Partners

10:45 am - 11:15 am Cryptocurrency

Brian Nally Reminger – Partner

11:15 am - 11:30 am Coffee Break
11:30 am –   12:00 pm Supervision of Outside RIAs

Michael Schwartzberg, Founding Partner - Winget Spadafora & Schwartzberg

Ben Biard, Partner - Winget Spadafora & Schwartzberg

12:00 am –   12:30 pm GPB Class Action and Arbitration Update

Stephen Huschka, Founding Partner - Kessler Collins

Bryon Romine, Partner - Kessler Collins

12:30 pm - 2:00 pm Lunch Somerset Chapel
Cybersecurity Presentation

2:00 pm –   2:30 pm Premium Financing: What is it and should you allow your agents to engage in it?

Chad Weaver, Partner - Freeman Mathis & Gary

2:30 pm - 3:30 pm Alternative Products: How to best protect yourself from Yourself

Gary Saretsky and Partner Jonathan Sterling Saretsky Hart Michaels + Gould-Founding Partner

Mickey Wright, Lloyd, Gray, Whitehead & Monroe

3:30 pm –   3:45pm Coffee Break
3:45 pm –   4:15 pm Are you ready for your Reg BI Audit?

Scott Sherman, Dan Newman & James Rollins Nelson Mullins Partners

4:15 pm –   4:45 pm FINRA Hot Topics

Gregg Breitbart Kaufman Dolowich & Vlouck Partner

4:45 pm –   5:15 pm Cannabis in the United States in 2021

Chris Parrington Kutak Rock – Partner

7:00 pm - 9:00 pm Cocktails and Dinner
7:30 am –  8:45 am Breakfast

9:00 am –  9:30 am Risk Transference and Financing Alternatives including a discussion about Captives as alternatives to traditional E & O Insurance

Brian Cavanaugh & Jack Jennings, Willis Towers Watson

9:30 am –    10:30 am When Dolphins Attack: Lessons learned from litigation and regulatory blunders

D'Amura & Lydia Zaidman D'Amura and Zaidman Partners

Kamran Fotouhi Capital Forensics

10:30 am –   10:45 am Coffee Break
10:45 am –  11:15 am CyberSecurity – Has your firm created necessary cybersecurity protocols and are these protocols being complied with? How insurance companies are challenging insureds on claim payments.

Ed Barkel & Hilary Wells Lewis Roca

11:15 am – 11:45 am Advisor recruiting and on-boarding issues: How to avoid violating Reg S-P

Nancy Hendrickson and Ted Peters O’Hagan & Meyer

11:45 am – 12:15 pm Environmental Conservation Easements and SPACs

Barry Temkin Mound Cotton

12:15pm - 12:45 pm Industry Trends & Best Practices: Understanding Alternative Investments.

Sherri Cooke & Mike Kell iCapital

12:45pm - 1:00 pm Closing Remarks

Lilian Morvay, CEO IBDC-RIAC

1:00 pm –   5:00 pm Afternoon Activity
7:00 pm –   10:00 pm Cocktails – Dinner
Sunrise Lawn

Montage International is committed to putting the safety and security of our guests, residents and associates as our number one priority. At Montage International, we have always taken great pride in our highly personalized approach to hospitality as well as our attention to detail and service. We have now taken this same level of commitment and applied it to enhancing our already stringent health and safety protocols to ensure compliance with the highest standards and certifications.

All Montage International locations have implemented an enhanced prescriptive Health & Safety protocol program that was designed in collaboration with guidance from the Centers for Disease Control and Prevention (CDC) as well as from leading experts in their respective fields.

Guests should review state and local governmental orders and guidance to confirm eligibility to travel to and stay at a Montage International resort or hotel. Please click on the following link to review current guidance: Any guest bookings that are not permitted will not be honored.

Peace of Mind Commitment

At the Resort

  • Enhanced focus on overall cleanliness and hygiene, including increased frequencies of sanitization and deep cleaning for high-touch areas
  • Integration of the latest cleanliness technologies including the use of electrostatic sprayers,
    UV wands and devices, and particulate level air filtration systems
  • Reduction in capacity through thoughtful social distancing design for all restaurants, bars,
    lounges, gyms, pools, and public areas
  • Incorporation of contactless services/deliveries whenever possible

For Our Guests

  • Complimentary guest access to ONE MEDICAL and their award winning combination of cutting edge technology and healthcare providers, allowing seamless virtual care while away from home
  • Complimentary hand sanitizer and facial coverings provided to all guests and meeting attendees

Our Associates

  • Robust training protocols for all associates in CDC safety and sanitization guidelines
  • Daily associate health certifications including temperature verifications and health assessments
  • Associate hygiene and safety requirements including use of personal protective equipment

Arrival & Check Out

  • Registration cards, credit card devices, room keys and pens sanitized with a UV wand prior to being provided to guests
  • Contactless Bell Services available for delivery and retrieval of luggage
  • Encouraged use of email and text for all guest transactions where appropriate, including check-out
  • Valet Attendants to use disinfecting wipes to wipe down steering wheel, ignition button, turn signal, and door handles (inside and outside)


  • Each guest room will include an individual hand sanitizer and packet of disinfectant wipes for use during stay
  • Guestrooms cleaned and disinfected thoroughly, in accordance with health and government guidelines. All Housekeeping associates are required to wear gloves and masks prior to entering all guest rooms.
  • Extra pillows and blankets are available by request only and not stored in guest rooms
  • All items delivered/picked up from guest rooms to be thoroughly sanitized
  • Housekeeping services can be declined by guests during stay or staggered, based on guest preference

Resort Dining

  • Seating capacity reduced at all restaurants, bars and lounges to allow for minimum of six feet between each seated group/party of guests.
  • Menus placed on table prior to guests being seated to minimize contact
  • Frequent hand washing and sanitation required by all associates
  • Food preparation protocols strictly enforced, including gloves to be worn at all times when preparing food and contactless methods when being transferred to other associates
  • Option for room service to be contactless, including delivery and retrieval
  • A snack menu in lieu of honor bar to be made available for pre-order prior to arrival

Spa Montage and Fitness Centers

  • Temperature screening process implemented prior to entering Spa
  • Increased cleaning and sanitization procedures, as well as masks and gloves to be used by spa therapists. Hand sanitizers, masks and gloves will also be made available for guest use.
  • Social distancing to be adhered to in public spa areas, with each treatment scheduled to allow additional time between guests to allow treatment spaces to be deeply cleaned
  • Steam rooms, saunas and plunge pools temporarily closed

Implementation of these health and safety enhancements is already underway across the Montage International portfolio, as we prepare for the re-opening of our hotels and resorts through May and June 2020.

This unique property has several individual cottages and homes available for your stay during the IBDC annual risk management conference. We were successful in negotiating a discount for the cottages and homes. However, given the wide variety of options available, please check with the resort to confirm the per night rate.

All reservations are to be confirmed with the resort no later than Friday, August 21. Any cancellations after this date will be subject to the resort's cancellation policy.

We will not be charging your credit card for the registration fee to attend the conference until 30 days prior to the conference, and once it has bee confirmed that there are no Covid-19 restrictions in place. We understand that this is a situation that we much watch closely and we will respond rapidly.

We value your input and would like to hear from you. Feel free to reach out to the appropriate contact based on your questions or suggestions.

Registration Contact: Louis Grant

Curriculum, Speakers and Sponsorship: Lilian Morvay

Conference informationAnnette Barron

Hotel AccommodationsMontage Hotel

Know Before You Go
Attire: Business Casual or Resort Chic
Climate: Daytime highs in the low 80s with evening temperatures in the high 60s
Sponsors: See below for shipping instructions:

Shipping instructions: The following information must be included on all packages to ensure proper delivery:

a. Conference Name: IBDC
b. Client’s Name: Lilian Morvay
c. Date of Function: September 12-15, 2021
d. Montage Palmetto Bluff

John Schneider
477 Mount Pelia Road
Bluffton, SC 29910

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